Anticipation leaves no room for surprises.
Diversity with individual class.
Diversity with individual class.
The insurance products offer you excellent solutions for personal and vehicle protection. Specifically tailored to meet your needs and extendable with exclusive additional services. From the reliable basic protection with Basic Cover, to comprehensive protection including lots of interesting extras with Top Cover, right up to GAP insurance, which cushions the hardship of a total write-off. You can also fit your financing with a vigilant safety system: payment protection insurance. Discover the range of products and services at competitive rates.
- Top Cover*
- Basic Cover*
- Payment protection insurance*
- GAP insurance*
The safety reinforcer.
Scope of coverage.
Top Cover comprises third party liability for each damage event up to a blanket insured sum of €x million for damage to property, personal injury and financial losses, where damages for personal injury are limited to €x million for each injured person.
In the case of damage, the breakdown cover included in the Top Cover rate provides assistance, for instance by salvaging your motorcycle and having it towed away.
Fully comprehensive and partially comprehensive.
Fully comprehensive and partially comprehensive insurance can be selected with various excess options.
x months purchase price compensation.
If your BMW motorcycle is completely written off due to an accident or theft in the first x months after the registration date, Top Cover will reimburse you with the full purchase price, provided that you choose a new BMW motorcycle.
Motorcycle clothing and helmet.
For fully comprehensive damage and damage from game, your original BMW motorcycling clothing and helmet are insured up to a sum of €x (incl. VAT). Provided that you choose original BMW equipment to replace it.
In the case of accidents when abroad, we treat damage to our own motorcycle, for which a foreign road user is liable, in accordance with domestic claims settlement. Foreign insurers often do not pay any depreciation or costs for assessors, solicitors and rental vehicles (only fully comp).
Damage caused by rodent bites and the subsequent damage resulting from this are covered up to €x.
* Operated by name of insurance provider. You can find details in the current general conditions for vehicle insurance.
Concentrating on what is important.
Blanket insured sum.
Basic Cover comprises third party liability for each damage event up to a blanket insured sum of €x million for damage to property, personal injury and financial losses, where damages for personal injury are limited to €x million for each injured person. Partial and fully comprehensive insurance can be selected with various excess options.
Basic Cover also lets you rest assured that your BMW motorcycle will be professionally repaired with original BMW parts at a BMW Motorrad contractual partner in the event of hull damage.
* Operated by name of insurance provider. You can find details in the current general conditions for name of insurance.
Adrenaline when riding, calmness when financing.
Safely confronting the future.
Your advantages at a glance:
- Assumption of the ongoing monthly instalments in the case of incapacity for work and involuntary unemployment.
- Financial relief of dependants in the case of death by covering all outstanding instalments.
- Low monthly insurance premiums.
- Insurance duration adjusted to meet the loan agreement
- Protection of your own personal savings
- No overinsurance
- Uncomplicated settlement
* Operated by name of insurance. The respective contractual terms shall apply.
A cushioned landing when push comes to shove.
The shortfall GAP insurance.
* Operated by name of insurance provider. conditions apply.